14. Finance 资金
When making a responsible decision to move to land, you need to understand thatconstruction from scratch, the development of 2-3 hectares ofcompletely abandoned land, will easily eat up any savings. Sooner or later, oneway or another, the savings will run out. It's great, of course, if there is anapartment in the city and you can rent it. It is even better if there are twosuch apartments and they are in Moscow. But more often it happens that thereare no such apartments, and three or four years after the move, the questionarises - How do you make money?
当做出一个负责任的“搬到家园”的决定时,你需要认识到,从零开始建设2到3公顷的完全被荒废的土地,是很容易把你的积蓄花光的。
不是这样就是那样,你的积蓄迟早会被用光的。如果你在城市里有公寓出租给你提供资金当然很好。如果你有两间公寓出租,而且它们还在莫斯科,那更好不过了。但通常的情况是,你没有这样的经济来源——当你搬到家园3到4年后,这个问题出现了——你怎么赚钱?
Think about it not later, but right away - in the very first year. Clearly havea strategy, concept, plan - How will my family's financial flow be organized?Each has its own strengths, and each solves this problem in its own way. But itmust be solved. Someone starts an apiary, someone works on the Internet,someone at a construction site. Some of the settlers produce milk and organicproducts, some receive guests. Someone prepares tea (herbs), is engaged inhandicrafts. One thing is important - to choose a direction and immediatelystart implementing the plan. If it was tourism, then it was necessary to buildhouses and advertise. If this is an apiary, buy beehives, a honey extractor,plant honey plants.
所以别推说“以后再说”,现在就要想清楚——就在第一年的时候。你得有个清晰的战略、概念或者计划——如何管理家庭的收支?有人选择开个养蜂场,有人选择在网上工作,有人选择在施工工地工作。有的聚居者选择生产牛奶和有机制品,有的人接待游客。有人制备草药茶,有人制作手工艺品。无论你选择什么,重要的是——你要选择一个方向并且马上执行相应的计划。如果你选择的是旅游业方向,那么就有必要建造房屋和发布广告。如果你选择的是养蜂场,那么购买蜂巢、蜂蜜提取器,并种植产蜜植物就是有必要的。
I had been hoping for a long time that my supplies would not run out. Then thecrisis came and they ended much faster than expected. Crises are generally ourown, habitually rhythmic. So don't rely on stocks. Build the economy rightaway. Better if it is a little artisan way. Two, three families united by acommon project. So there will be more resilience, more coverage. Settlementsare an alternative, a different path, an attempt to create something differentfrom the usual stereotypes. We started from scratch, without governmentsupport, and perhaps not much has been done in 8-10 years. But we aredefinitely not standing still and conceptually nothing has changed over theyears. We create a community free from bad habits, gather people who are closeto family values, ideas of natural farming and permaculture.
曾经在很长一段时间里,我都期望我的资金不会耗尽。然后经济危机来临,我的资金比预期更快的用完了。经济危机通常都是我们自己的原因,而且它的发生是有习惯性且有规律的。所以不要依靠股票作为你的资金来源。你应该在建设家园的第一年就着手建立你的经济系统(资金来源)。如果这个系统偏向匠人类的则更好。如果两三个家庭因为一个共同的项目联合在一起,那么这个项目不仅将更有弹性,而且覆盖面也更广。家园聚落是对我们老一套生活法师的一种替代方案、一种不同的路径、一种创造新的生活方式的尝试。我们真的是从零开始,也没有得到过政府的支持,可能过去8到10年我们也没有做出什么明显的成就。但我们也绝不是原地踏步,认为这些年没有任何改变。比如我们建立起了一个社区,一个脱离了有害生活习惯的社区,聚集起了一群重视家庭价值、自然农耕和朴门农法(永续农业)的人们。